Preparing
an offer Review comparable sales to determine
offer price
Review progress of loan pre-approval:
decide on financing
Decide on other terms (inspections,
possession date, personal property,
etc.)
Prepare earnest money deposit
Reaching
an Agreement with a Seller
Present your offer
Negotiation of terms and possible
counteroffers
Agreed-upon sales contract with seller
Completing
the Settlement Process
Deposit of earnest money
Review seller's property disclosures
Review preliminary title report Roof, termite and other inspections
Remove any remaining contingencies
Arrange for homeowner's insurance
Arrange for home warranty
Arrange for movers
Final walk-through of property with sales
associate
Provide balance of down payment and
closing costs
Sign documents
Loan funding
Recording of title
Receive keys from sales associate
Move in!
Property Appraisal
Loan Processing
Final loan approval